Independent automated assessment · 3 signal sources · 437 reviews scanned · analyzed 2026-10-05.
4.6 ★44,135 ratings
—Downloads
4+Age rating
338 MBApp size
FreeIn-app purchases
About this app
Download the Guardian App today for easy access to all your workplace benefits and individual policies via secure Touch or Face ID sign-in:
Get instant access to dental and vision benefits. - Find dental or vision providers by name, specialty, or location. - View and email your ID card, or add it to your Apple Wallet. - Check your dental benefits, including claims status and history.
Manage your life and disability insurance policies. - See coverage details, riders, and beneficiaries. - Make secure premium or loan payments, even set up automatic payments. - See up to three years of payment history.
Stay updated and find the help you need. - Opt-in to receive documents via email. - Report changes and keep your profile information current. -Chat with a service representative whenever you need assistance.
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
This analysis describes version 27.1 of the app, analyzed 2026-10-05 . The app may have changed since.
The store currently lists version 27.1, updated 2026-09-28.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
States no price and billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
No theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
This assessment published no findings. That is a statement about what the evidence we had could show, not a clearance of the app.
Assessment & version history
App changes and Appworthy events in one timeline.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.