DiscoverBrowse CategoriesHow it worksMethodologyFor developers
Credit Genie: Get Cash Advance
Credit Genie · Finance

We analyzed this app across 3 independent signals and corroborated nothing unfair. That is a signal, not an audit.

Nothing unfair corroborated · unauditedConfidence: High3 signal sources563 reviews scannedNot human-reviewedas of 2026-10-04
 Which version this describes

This analysis describes version 3.11.0 of the app, analyzed 2026-10-04 . The app may have changed since.

The store currently lists version 3.11.0, updated 2026-09-24.

What the analysis found

Each finding shows what agreed and how strongly. Automated analysis

One source only — shown, not confirmed 1

A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.

Reported by users: Reports of unexpected charges
One source onlyShown, not confirmed — the only source is user reviews.view evidence
A large number of reviewers report being charged when they did not expect it — including being charged after cancelling during a free trial, or when a trial turned into a paid plan without warning. We cannot see anyone's billing, so this is published as an attributed user report: what reviewers say, and how many of them said it.
What we saw: Surprise charges: raised by 26 distinct reviewers (4.6% of 563 reviews scanned)

What reviewers said

Verbatim excerpts from public store reviews, shown as corroborating user reports. They are not Appworthy audit evidence, and a quotation is not proof of the finding it sits under.

Reports of unexpected charges

I cancelled this app and it’s still charging me. I need you to cancel my subscription. — I need you to cancel my subscription and stop charging my bank card. I don’t even use this app anymore

1★ · App Store · 2026-09-24

Impossible to cancel — I only wanted to check this out and bam! Sneaky charge and I can’t find where to cancel

1★ · App Store · 2026-09-21

Scan — I did all the paperwork I paid him money. He never gave him $100. This is a joke. This is a scanned. I would not apply for this because it’s been an hour and I still have not received $100 but he took my money for the application…

1★ · App Store · 2026-09-12

How the automated analysis works

Automated, corroborated, and never human-reviewed without a person.

This assessment is produced automatically. Three independent signals are read — user reviews, the store listing and the store privacy disclosure — and each candidate finding is filed under the sources that support it.

No charge stands on one kind of evidence — with one published exception. A finding is either a measured fact that anyone can reproduce (an ad SDK is in the package; every subscription bills weekly; the privacy label omits a tracker we can see), or it is an interpretation — and an interpretation needs independent sources to agree before it reaches the catch list. The exception is a harm only users can see: a charge may publish from reviews alone, as “Reported by N users”, once enough reviewers raise it to clear that charge’s own published bar. That agreement rule is what replaced the human reviewer, not a model’s confidence.

There is no overall score, on purpose. A 0–99 number was published here until 2026-09-15. It was withdrawn because it discriminated too weakly to be the instrument — 44.7% of every pair of apps tied — and because a single number is a verdict where a count is an observation. What publishes instead is a row of measurements, each of which says what was counted and, where we could not look, says that instead.

Findings under One source only are real reports we do not stand behind as findings. They are shown because withholding them entirely would hide a genuine complaint, and labelled because publishing them as charges would be an accusation off a single source.

 Not yet human-reviewed

Several measurements above say “Not assessed” because no artefact we hold can answer them. A human review is what resolves those — and it can remove a favourable band as easily as add one.

Hands-on inspections are not yet open.

 How this page was produced
Analyzed 2026-10-04 Version analyzed: 3.11.03 independent signals563 reviews scannedConfidence: HighNot human-reviewedVocabulary v1.13Methodology v1.3
Signals run: user reviews, the store listing and the store privacy disclosure. Not yet checked: SDKs in the app package, the app's own on-screen text and the app manifest.