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Splitwise
Splitwise, Inc. · Finance

Analyzed automatically. Assessed 2026-10-04 from 659 user reviews, the app's package, the store listing and its privacy label.

Analyzed automaticallyConfidence: High6 signal sources659 reviews scannedNot human-reviewedas of 2026-10-04
 Which version this describes

App Store

This analysis describes version 26.9.1 of the app, analyzed 2026-10-04 . The app may have changed since.

The store currently lists version 26.9.1, updated 2026-09-20.

Google Play

We cannot tell which version of the app this analysis describes. It was run 2026-10-04 , and the app may have changed since.

The store currently lists version 26.8.3, updated 2026-09-16.

What the analysis found

Each finding shows what agreed and how strongly. Automated analysis

Positive evidence 1

Things this app does right, published at the same strengths as the catch list.

Developer says data deletion can be requested
Measuredfrom the store listingview evidence
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text

One source only — shown, not confirmed 4

A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.

Reported by users: Aggressive ad load
One source onlyShown, not confirmed — the only source is user reviews.view evidence
Advertising volume or placement that interrupts normal use: ads between every action, unskippable or forced full-screen ads.
What we saw: Aggressive ad load: raised by 6 distinct reviewers (1.3% of 475 reviews scanned)
In the app's own text: Hard to cancel
One source onlyShown, not confirmed — the only source is the app's own on-screen text.artefact 1bbd945b1461…
Cancelling the subscription is blocked, hidden, multi-step, or simply does not take effect.
What we saw: Sells a subscription in-app but ships no cancel or manage-subscription text of its own, leaving the store's settings as the only exit
Reported by users: Paywall blocks the basics
One source onlyShown, not confirmed — the only source is user reviews.view evidence
The core of the app — not extras — sits behind payment, or previously-free function moved behind a paywall.
What we saw: Paywall blocks the basics: raised by 15 distinct reviewers (3.2% of 475 reviews scanned)
In the app's own text: Upgrade prompts use guilt-trip wording
One source onlyShown, not confirmed — the only source is the app's own on-screen text.artefact 1bbd945b1461…
Declining an upgrade is written as a loss ('No thanks, I don't want to improve'), or users report being repeatedly pushed to subscribe during normal use.
What we saw: Declining is written as a loss: "No, I don't want to join"

What reviewers said

Verbatim excerpts from public store reviews, shown as corroborating user reports. They are not Appworthy audit evidence, and a quotation is not proof of the finding it sits under.

Aggressive ad load

App used to be good, now it's completely unusable. Can't do anything without an ad and it stops you from adding expenses after a while. Crazy stuff

1★ · Google Play · 2026-09-24

there are too many ads displaying

1★ · Google Play · 2026-09-21

Can only add 4 expenses per day. also need to watch a 10 ad for every expense. just use a different app

1★ · Google Play · 2026-08-03

Paywall blocks the basics

Update after 10 years: No more freebie. Would have liked more not behind a paywall - one star down then.. Totally dependent on it! Only wish there was a field for time of entry as well. And an expenditure tracker as well,maybe....😋

4★ · Google Play · 2026-06-01

Free version is practically unusable, you get 4 entries per day

1★ · Google Play · 2026-09-18

this app put the most basic feature behind a paywall. Ridiculous. I'm gonna make my own & share it with the world for FREE!!!!

1★ · Google Play · 2026-07-17

What this app sells

Every purchase the store discloses. Store listing
 What this app sells
Google Play doesn’t publish per-purchase prices, so this list covers the other store only.

How the automated analysis works

Automated, corroborated, and never human-reviewed without a person.

This assessment is produced automatically. Six independent signals are read — user reviews, SDKs in the app package, the app's own on-screen text, the app manifest, the store listing and the store privacy disclosure — and each candidate finding is filed under the sources that support it.

No charge stands on one kind of evidence — with one published exception. A finding is either a measured fact that anyone can reproduce (an ad SDK is in the package; every subscription bills weekly; the privacy label omits a tracker we can see), or it is an interpretation — and an interpretation needs independent sources to agree before it reaches the catch list. The exception is a harm only users can see: a charge may publish from reviews alone, as “Reported by N users”, once enough reviewers raise it to clear that charge’s own published bar. That agreement rule is what replaced the human reviewer, not a model’s confidence.

There is no overall score, on purpose. A 0–99 number was published here until 2026-09-15. It was withdrawn because it discriminated too weakly to be the instrument — 44.7% of every pair of apps tied — and because a single number is a verdict where a count is an observation. What publishes instead is a row of measurements, each of which says what was counted and, where we could not look, says that instead.

Findings under One source only are real reports we do not stand behind as findings. They are shown because withholding them entirely would hide a genuine complaint, and labelled because publishing them as charges would be an accusation off a single source.

 Not yet human-reviewed

Several measurements above say “Not assessed” because no artefact we hold can answer them. A human review is what resolves those — and it can remove a favourable band as easily as add one.

Hands-on inspections are not yet open.

 How this page was produced
Analyzed 2026-10-04 Version analyzed: 26.9.1 (App Store), unknown (Google Play)6 independent signals659 reviews scannedConfidence: HighNot human-reviewedVocabulary v1.13Methodology v1.3
Signals run: user reviews, SDKs in the app package, the app's own on-screen text, the app manifest, the store listing and the store privacy disclosure.