Appworthy

Credit Genius

Know Your Next Credit Move

THE GREAT AMERICAN CREDIT SECRET LLC
Download on theApp Store
App Store rating4.8★160 ratings
PriceFreeIn-app $3.99–$24.99
Age4+Store age rating
Size105 MBiPhone download
CategoryFinance
DeveloperTHE GREAT AMERICAN CREDIT SECRET LLC

What we found

Full report

Too little checked to say Store information only. We haven’t analysed this app or read its reviews yet.

Money

  • Free to download · in-app purchases $3.99–$24.99 (10 listed, the most the App Store shows). Monthly plan $9.99 (about $120 a year). The other purchases’ names don’t say how often they bill.
  • If you subscribe through the store, cancel in iPhone Settings → your name → Subscriptions. Deleting the app doesn’t cancel a subscription.

Not yet tested.

The store currently lists version 5.3.1, updated 2026-10-03.

Preview

Screenshot 1Screenshot 2Screenshot 3Screenshot 4Screenshot 5Screenshot 6

Store screenshots supplied by the developer.

About this app

Credit Genius: Score & Games AI Credit Builder & Monitoring

Stop leaving money on the table. Turn your largest monthly expense into your biggest credit builder with Genius Rent Boost™. Whether you’re starting from scratch or aiming for the 800 club, Credit Genius uses elite AI to guide your moves. No debt required—just your rent and your resolve.

Inside Credit Genius:

Genius Rent Boost™: Report your rent to Experian® and backdate payments for an instant score impact.

Credit Games®: Master the rules of money with our trademarked interactive challenges.

AI Credit Assistant: Your 24/7 coach for navigating disputes, funding, and FICO® growth.

Elite Monitoring: Free Experian credit tracking and fraud protection—all in one place.

Why Millions Choose Genius:

No Hard Credit Check: Build your path without damaging your score.…

From the developer’s store description.

For developers and the curious

The full report

The evidence, sources, measurements and versions behind every label above.

Findings and evidence

Not yet tested
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.

What reviewers report

No review coverage

No review analysis published for this app.

Measurements

3 measured · 5 not assessed

“Not assessed” means we could not measure it. It is never a zero and never a pass.

From store data and reviews

Developer replies to reviews
Not assessed
Fewer than 50 reviews scanned — too few to state a rate
Price in the store description
The store description doesn’t list prices (most don’t)
Cancelling, in the store description
The store description doesn’t say how to cancel (most don’t)
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
90% or more five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the app package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.

Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know

Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured

Versions and dates analysed

Not yet tested

Not yet tested. No analysis has been run for this app, so there is no version or date to report.

Store update history

Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.

App Store

Version 5.3.1 · 2026-10-03
What's New in This Version Fresh new look • Redesigned Home, Games, Credit Snap, and Profile screens • New CG Streak panel on Home • Leaderboard now shown in the app Games & Credit Snap • Fixed Credit Snap point scoring so scores are accurate • Credit Swipe now uses a 24-second timer that adapts per tier • Fixed session handling in Credit Swipe and Credit Snap so every answer saves correctly • "Play Again" now fully resets the game on every replay • Fixed trivia answers getting cut off • Fixed dialogs in games closing incorrectly Credit & Profile • Faster, more reliable credit score loading with improved caching • Fixed the Personal Credit download button • Identity Shield now refreshes…

Shortened here; the full notes are on the store listing.

Assessment record

Status
Not yet tested
App identifier
credit-genius
Sources used
None recorded
Reviews read
None recorded
Package examined
No package scan
Human inspection
Not completed
How we know
Measurement vocabulary
1.4

Store facts

App Store

What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.

App Store

Store rating
4.83 ★ · 160 ratings
Version
5.3.1
Updated
3 Oct 2026
Price
Free · In-app purchases
Age rating
4+
Size
105 MB
Open in App Store
Developer
THE GREAT AMERICAN CREDIT SECRET LLC
Category
Finance
Listing price
Free · In-app purchases

Purchases the store lists

 What this app sells

From the store listing. Billing terms are read from each purchase’s name — the stores don’t publish them — so treat them as a strong hint, not a disclosure.

Subscriptions1
Silver Premium MonthlyMonthly$9.99
Show 9 more purchases we couldn’t categorise

These are really on sale; we just can’t tell from the name whether they recur.

Genius ShieldTerm not stated$4.99
Genius EliteTerm not stated$19.99
Elite 👑Term not stated$24.99
Genius PlusTerm not stated$9.99
Genius EliteTerm not stated$12.49
Identity Shield 🛡️Term not stated$7.99
Genius EliteTerm not stated$24.99
Genius ShieldTerm not stated$3.99
Genius UnlimitedTerm not stated$7.49
This list is cut off. Apple shows at most 10 in-app purchases, and this app is at the limit — so it very likely sells more than we can see.

Method and limits

What this report can and cannot show

What a missing label means

Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.

Limits of this report

  • A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
  • Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
  • Not assessed is a state. It is never a zero and never a pass.
  • A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.
Review thresholds Read the methodology For developers

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