Appworthy

Debt Payoff Planner

Finance

Business Insights ICT
Download on theApp Store
App Store rating1.8★5 ratings
Price$1.99Listed price
Age4+Store age rating
Size3 MBiPhone download
CategoryFinance
DeveloperBusiness Insights ICT

What we found

Full report

Too little checked to say Store information only. We haven’t analysed this app or read its reviews yet.

Money

  • $1.99 to download.

Not yet tested.

The store currently lists version 3.0.0, updated 2026-03-16.

Preview

Screenshot 1Screenshot 2Screenshot 3Screenshot 4Screenshot 5Screenshot 6Screenshot 7Screenshot 8

Store screenshots supplied by the developer.

About this app

Debt Payoff Planner helps you reduce debt faster with clear payoff scenarios based on your own numbers.

Whether you are paying down credit cards or planning mortgage payoff options, the app gives you practical projections so you can make better financial decisions with confidence.

What you can do:

• Estimate how long it will take to pay off your debt

• See projected total interest and total paid over time

• Compare payoff outcomes by changing monthly payment amounts

• Set a target payoff timeline and view the payment needed to reach it

• Explore mortgage payment impact, including principal, interest, escrow, and extra payments

• Test different scenarios to find a plan that fits your budget

Credit Card Payoff Features:…

From the developer’s store description.

For developers and the curious

The full report

The evidence, sources, measurements and versions behind every label above.

Findings and evidence

Not yet tested
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.

What reviewers report

No review coverage

No review analysis published for this app.

Measurements

3 measured · 5 not assessed

“Not assessed” means we could not measure it. It is never a zero and never a pass.

From store data and reviews

Developer replies to reviews
Not assessed
Fewer than 50 reviews scanned — too few to state a rate
Price in the store description
The store description doesn’t list prices (most don’t)
Cancelling, in the store description
The store description doesn’t say how to cancel (most don’t)
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
Under 65% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the app package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.

Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know

Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured

Versions and dates analysed

Not yet tested

Not yet tested. No analysis has been run for this app, so there is no version or date to report.

Store update history

Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.

App Store

Version 3.0.0 · 2026-03-16
• Expanded from a single credit card payoff tool to a broader debt planning app • Added support for multiple cards with consolidated payoff analysis • Added strategy comparison modes (payment-driven and timeline-driven planning) • Added clearer visual breakdowns of principal vs interest • Added AI-assisted explanations for repayment decisions and tradeoffs • Added mortgage planning features with payoff acceleration scenarios • Improved calculation accuracy for multi-card repayment simulations • Redesigned UI with modern workflows, cleaner navigation, and faster scenario testing • Added updated legal and privacy documentation (About, Disclaimer, Privacy Policy) • Improved overall performance…

Shortened here; the full notes are on the store listing.

Assessment record

Status
Not yet tested
App identifier
debt-payoff-planner-apple-455566854
Sources used
None recorded
Reviews read
None recorded
Package examined
No package scan
Human inspection
Not completed
How we know
Measurement vocabulary
1.4

Store facts

App Store

What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.

App Store

Store rating
1.80 ★ · 5 ratings
Version
3.0.0
Updated
16 Mar 2026
Price
$1.99
Age rating
4+
Size
3 MB
Open in App Store
Developer
Business Insights ICT
Category
Finance
Listing price
$1.99

No itemized purchase list is available for this listing.

Method and limits

What this report can and cannot show

What a missing label means

Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.

Limits of this report

  • A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
  • Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
  • Not assessed is a state. It is never a zero and never a pass.
  • A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.
Review thresholds Read the methodology For developers

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