Appworthy
App Store
Version 1.2 · 2023-09-03
latest iOS support
App Store rating2.8★5 ratings
Price$2.99Listed price
Age4+Store age rating
Size11 MBiPhone download
CategoryFinance
DeveloperRukshan Marapana
What we found
Full reportToo little checked to say Store information only. We haven’t analysed this app or read its reviews yet.
Money
- $2.99 to download.
Not yet tested.
The store currently lists version 1.2, updated 2023-09-03.
Preview
Store screenshots supplied by the developer.
About this app
This app was designed to aid you to determine how much debt you could afford compared to your existing income. This app will tell you the ratio between your current income and debt.
What is a debt-to-income ratio?
Debt to income ratio (DTI) is the amount of your total monthly bills divided by how much money you make a month. It allows lenders to determine the likelihood that you would be able to repay a loan.
For instance, if you pay $2,000 a month for a mortgage, $300 a month for an auto loan and $700 a month for the rest of your bills, you have a total monthly debt of $3,000.
If your gross monthly income is $7,000, you divide that into the debt ($3,000 / 7,000) and your debt-to-income ratio is 42.8%.
Most lenders would like your debt-to-income ratio to be under 35%. However, you can receive a qualified mortgage with as high as a 43% debt-to-income ratio.…
From the developer’s store description.
For developers and the curious
The full report
The evidence, sources, measurements and versions behind every label above.
Findings and evidence
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.
What reviewers report
No review analysis published for this app.
Measurements
“Not assessed” means we could not measure it. It is never a zero and never a pass.
From store data and reviews
Developer replies to reviews
Not assessed
Fewer than 50 reviews scanned — too few to state a rate
Price in the store description
The store description lists a price and how often it bills
Cancelling, in the store description
The store description doesn’t say how to cancel (most don’t)
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
Under 65% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the app package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.
Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know
Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured
Versions and dates analysed
Not yet tested. No analysis has been run for this app, so there is no version or date to report.
Store update history
Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.
Assessment record
- Status
- Not yet tested
- App identifier
debt-to-income-calculator- Sources used
- None recorded
- Reviews read
- None recorded
- Package examined
- No package scan
- Human inspection
- Not completed
How we know
- Measurement vocabulary
- 1.4
Store facts
What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.
App Store
- Store rating
- 2.80 ★ · 5 ratings
- Version
- 1.2
- Updated
- 3 Sep 2023
- Price
- $2.99
- Age rating
- 4+
- Size
- 11 MB
- Developer
- Rukshan Marapana
- Category
- Finance
- Listing price
- $2.99
No itemized purchase list is available for this listing.
Method and limits
What a missing label means
Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.
Limits of this report
- A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
- Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
- Not assessed is a state. It is never a zero and never a pass.
- A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.
Request a correction
Write to [email protected], or use the form. Name the finding, the app version and the evidence that needs correcting. Factual corrections are free and never depend on buying anything.