Appworthy

HSA Vault - Receipt Tracker

Smart Receipt Tracker

Pensive Products LLC
Download on theApp Store
App Store rating4.8★4 ratings
PriceFreeIn-app $9.99–$19.99
Age4+Store age rating
Size5 MBiPhone download
CategoryFinance
DeveloperPensive Products LLC

What we found

Full report

Too little checked to say Store information only. We haven’t analysed this app or read its reviews yet.

Money

  • Free to download · in-app purchases $9.99–$19.99 (2 listed). The store doesn’t say how often these bill.
  • If you subscribe through the store, cancel in iPhone Settings → your name → Subscriptions. Deleting the app doesn’t cancel a subscription.

Not yet tested.

The store currently lists version 1.1, updated 2026-07-20.

Preview

Screenshot 1Screenshot 2Screenshot 3Screenshot 4Screenshot 5Screenshot 6Screenshot 7Screenshot 8

Store screenshots supplied by the developer.

About this app

HSAVault 1.1 brings significant improvements to eligibility accuracy — the AI no longer hallucinate eligible amounts on grocery receipts, and the keyword engine has been tightened to avoid false positives on general merchandise. You can now upload PDFs directly from the Files app, manual entry is instant, and your merchant preferences (category, dependent) are reliably remembered across future scans. The Insights tab year picker now handles any number of years gracefully.

Stop losing money from your HSA. HSAVault turns medical receipts into organized, expense records in seconds — with AI-powered scanning that runs entirely on your device.

HOW IT WORKS

Point your camera at any receipt. HSAVault instantly reads the merchant, date, amount, and tax. It checks IRS Publication 502 to confirm eligibility, suggests the right category, and saves everything securely on your device. No typing.…

From the developer’s store description.

For developers and the curious

The full report

The evidence, sources, measurements and versions behind every label above.

Findings and evidence

Not yet tested
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.

What reviewers report

No review coverage

No review analysis published for this app.

Measurements

3 measured · 5 not assessed

“Not assessed” means we could not measure it. It is never a zero and never a pass.

From store data and reviews

Developer replies to reviews
Not assessed
Fewer than 50 reviews scanned — too few to state a rate
Price in the store description
The store description lists a price and how often it bills
Cancelling, in the store description
The store description doesn’t say how to cancel (most don’t)
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
65–79% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the app package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.

Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know

Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured

Versions and dates analysed

Not yet tested

Not yet tested. No analysis has been run for this app, so there is no version or date to report.

Store update history

Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.

App Store

Version 1.1 · 2026-07-20
• Fixed eligibility accuracy — grocery and general merchandise receipts no longer incorrectly marked as HSA-eligible • Upload PDFs directly from Files app alongside photos from your library • Manual entry now opens a clean form instantly (no processing delay) • Recent Activity on Home tab now shows most recently scanned receipts first • Insights year selector scrolls properly with many years of data • Smarter AI parsing for long receipts (no more context overflow errors) • Merchant preferences now correctly remembered for future scans

Assessment record

Status
Not yet tested
App identifier
hsa-vault
Sources used
None recorded
Reviews read
None recorded
Package examined
No package scan
Human inspection
Not completed
How we know
Measurement vocabulary
1.4

Store facts

App Store

What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.

App Store

Store rating
4.75 ★ · 4 ratings
Version
1.1
Updated
20 Jul 2026
Price
Free · In-app purchases
Age rating
4+
Size
5 MB
Open in App Store
Developer
Pensive Products LLC
Category
Finance
Listing price
Free · In-app purchases

Purchases the store lists

 What this app sells

From the store listing. Billing terms are read from each purchase’s name — the stores don’t publish them — so treat them as a strong hint, not a disclosure.

Buy once1
HSAVault Pro — LifetimeLifetime$19.99
Show 1 more purchase we couldn’t categorise

These are really on sale; we just can’t tell from the name whether they recur.

HSA Vault ProTerm not stated$9.99

Method and limits

What this report can and cannot show

What a missing label means

Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.

Limits of this report

  • A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
  • Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
  • Not assessed is a state. It is never a zero and never a pass.
  • A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.
Review thresholds Read the methodology For developers

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