Appworthy
App Store
Version 3.10.0 · 2026-09-25
Backend enhancements and updates
App Store rating4.6★22.6K ratings
PriceFreeIn-app $1.99–$99.99
Age4+Store age rating
Size11 MBiPhone download
CategoryFinance
DeveloperChuChu Train Productions
What we found
Full reportToo little checked to say Store information only. We haven’t analysed this app or read its reviews yet.
Money
- Free to download · in-app purchases $1.99–$99.99 (7 listed). Weekly plan $1.99 (about $103 a year); monthly plan $4.99 (about $60 a year); yearly plan $29.99. The other purchases’ names don’t say how often they bill.
- If you subscribe through the store, cancel in iPhone Settings → your name → Subscriptions. Deleting the app doesn’t cancel a subscription.
Not yet tested.
The store currently lists version 3.10.0, updated 2026-09-25.
Preview
Store screenshots supplied by the developer.
About this app
Transform How You Understand Loans & Mortgages
Thinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 users (4.6/5.0+ average rating).
Why This Calculator Changes Everything:
Unlike basic calculators that only show monthly payments, this app reveals what lenders don't advertise - how much interest you'll actually pay, when you'll be debt-free, and exactly how extra payments can save you thousands.
Make Smarter Financial Decisions:
- Planning a $700K mortgage? Instantly see how an extra $100/month cuts years off your loan
- Comparing offers? Save multiple scenarios side-by-side to find the best deal
- Want to payoff early? Calculate exactly how much you'll save in interest
- Track every payment with detailed amortization schedules that break down principal vs interest…
From the developer’s store description.
For developers and the curious
The full report
The evidence, sources, measurements and versions behind every label above.
Findings and evidence
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.
What reviewers report
No review analysis published for this app.
Measurements
“Not assessed” means we could not measure it. It is never a zero and never a pass.
From store data and reviews
Developer replies to reviews
Not assessed
Fewer than 50 reviews scanned — too few to state a rate
Price in the store description
The store description lists a price and how often it bills
Cancelling, in the store description
The store description says how to cancel
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the app package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.
Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know
Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured
Versions and dates analysed
Not yet tested. No analysis has been run for this app, so there is no version or date to report.
Store update history
Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.
Assessment record
- Status
- Not yet tested
- App identifier
loan-calculator-apple-1059124601- Sources used
- None recorded
- Reviews read
- None recorded
- Package examined
- No package scan
- Human inspection
- Not completed
How we know
- Measurement vocabulary
- 1.4
Store facts
What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.
App Store
- Store rating
- 4.63 ★ · 22,574 ratings
- Version
- 3.10.0
- Updated
- 25 Sep 2026
- Price
- Free · In-app purchases
- Age rating
- 4+
- Size
- 11 MB
- Developer
- ChuChu Train Productions
- Category
- Finance
- Listing price
- Free · In-app purchases
Purchases the store lists
What this app sells
From the store listing. Billing terms are read from each purchase’s name — the stores don’t publish them — so treat them as a strong hint, not a disclosure.
Subscriptions3
Weekly PassWeekly$1.99
Monthly PassMonthly$4.99
Yearly PassYearly$29.99
Buy once1
Lifetime PassLifetime$99.99
Ad removal1
Remove AdsTerm not stated$2.99
Show 2 more purchases we couldn’t categorise
These are really on sale; we just can’t tell from the name whether they recur.
Unlimited FavoritesTerm not stated$2.99
Unlock ToolsTerm not stated$1.99
Method and limits
What a missing label means
Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.
Limits of this report
- A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
- Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
- Not assessed is a state. It is never a zero and never a pass.
- A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.
Request a correction
Write to [email protected], or use the form. Name the finding, the app version and the evidence that needs correcting. Factual corrections are free and never depend on buying anything.