O.Bank UA - bank online 24/7

Credit Card & Easy Banking

JSC "Idea Bank"
App Store rating4.2★15 ratings
PriceFreeListed price
Age4+Store age rating
Size244 MBiPhone download
CategoryFinance

What we found

Full report

Too little checked to say Store information only. We haven’t analysed this app or read its reviews yet.

Money

  • Free to download.

Not yet tested.

The store currently lists version 1.29.2, updated 2026-10-13.

Preview

Screenshot 1Screenshot 2Screenshot 3Screenshot 4Screenshot 5Screenshot 6Screenshot 7Screenshot 8

Store screenshots supplied by the developer.

About this app

O.Bank is a mobile banking service from Idea Bank that gives you full access to your finances anytime. Open your own account, get a credit card, open deposits, make money transfers, and pay for services — all within one mobile application.

WHY CHOOSE O.BANK?

O.Bank provides all the essential banking services online. You can open an account, get a credit card with a credit limit, manage deposits, and handle your finances without ever visiting a branch. Our app ensures convenience, speed, and security for all your daily banking transactions.

CREDIT CARD

Credit Card with a credit limit of up to UAH 500,000 right in the app! Credit money can be repaid within 1 (one) year, with the possibility of extension by mutual agreement. The real annual interest rate is 47,11% or 81,37%. Up to 92 days of a grace period.

*Details are provided in the application before confirming the issue.…

From the developer’s store description.

For developers and the curious

The full report

The evidence, sources, measurements and versions behind every label above.

Findings and evidence

Not yet tested
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.

What reviewers report

No review coverage

No review analysis published for this app.

Measurements

3 measured · 5 not assessed

“Not assessed” means we could not measure it. It is never a zero and never a pass.

From store data and reviews

Developer replies to reviews
Not assessed
Fewer than 50 reviews scanned — too few to state a rate
Price in the store description
The store description doesn’t list prices (most don’t)
Cancelling, in the store description
The store description doesn’t say how to cancel (most don’t)
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the app package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.

Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know

Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured

Versions and dates analysed

Not yet tested

Not yet tested. No analysis has been run for this app, so there is no version or date to report.

Store update history

Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.

App Store

Version 1.29.2 · 2026-10-13
What's new in this update: • Cashback — spend as usual and get a part of it back. A nice bonus for your everyday purchases • Actual payer field in IBAN transfers — specify who's really funding the transfer • Loan statement and closure certificate — generate them yourself and get them instantly • Faster and more stable — overall performance optimizations and bug fixes Update the app to enjoy all the new features of O.Bank!

Assessment record

Status
Not yet tested
App identifier
o-bank-ua
Sources used
None recorded
Reviews read
None recorded
Package examined
No package scan
Human inspection
Not completed
How we know
Measurement vocabulary
1.4

Store facts

App Store

What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.

App Store

Store rating
4.20 ★ · 15 ratings
Version
1.29.2
Updated
13 Oct 2026
Price
Free
Age rating
4+
Size
244 MB
Open in App Store
Developer
JSC "Idea Bank"
Category
Finance
Listing price
Free

No itemized purchase list is available for this listing.

Method and limits

What this report can and cannot show

What a missing label means

Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.

Limits of this report

  • A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
  • Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
  • Not assessed is a state. It is never a zero and never a pass.
  • A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.

Request a correction

[email protected]

Write to [email protected], or use the form. Name the finding, the app version and the evidence that needs correcting. Factual corrections are free and never depend on buying anything.