Appworthy
App Store
Version 6.5.0 · 2026-10-15
What's new in this version: • A fresh welcome walkthrough the first time you open Pennies • Behind the scenes improvements and smaller fixes throughout
App Store rating4.6★1.8K ratings
PriceFreeIn-app $1.99–$49.99
Age4+Store age rating
Size100 MBiPhone download
CategoryFinance
DeveloperThe App Shop, Inc.
What we found
Full reportToo little checked to say Store information only. We haven’t analysed this app or read its reviews yet.
Money
- Free to download · in-app purchases $1.99–$49.99 (10 listed, the most the App Store shows). Monthly plans $1.99 (about $24 a year), $2.99 (about $36 a year) and $3.99 (about $48 a year); yearly plans $19.99, $29.99, $39.99 and $49.99. The other purchases’ names don’t say how often they bill.
- If you subscribe through the store, cancel in iPhone Settings → your name → Subscriptions. Deleting the app doesn’t cancel a subscription.
Not yet tested.
The store currently lists version 6.5.0, updated 2026-10-15.
Preview
Store screenshots supplied by the developer.
About this app
Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.
••• Read the reviews and see what people are saying •••
"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"
••• MAIN FEATURES •••
> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.…
From the developer’s store description.
For developers and the curious
The full report
The evidence, sources, measurements and versions behind every label above.
Findings and evidence
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.
What reviewers report
No review analysis published for this app.
Measurements
“Not assessed” means we could not measure it. It is never a zero and never a pass.
From store data and reviews
Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
The store description doesn’t list prices (most don’t)
Cancelling, in the store description
The store description doesn’t say how to cancel (most don’t)
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the app package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.
Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know
Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured
Versions and dates analysed
Not yet tested. No analysis has been run for this app, so there is no version or date to report.
Store update history
Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.
Assessment record
- Status
- Not yet tested
- App identifier
pennies- Sources used
- None recorded
- Reviews read
- None recorded
- Package examined
- No package scan
- Human inspection
- Not completed
How we know
- Measurement vocabulary
- 1.4
Store facts
What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.
App Store
- Store rating
- 4.57 ★ · 1,819 ratings
- Version
- 6.5.0
- Updated
- 15 Oct 2026
- Price
- Free · In-app purchases
- Age rating
- 4+
- Size
- 100 MB
- Developer
- The App Shop, Inc.
- Category
- Finance
- Listing price
- Free · In-app purchases
Purchases the store lists
What this app sells
From the store listing. Billing terms are read from each purchase’s name — the stores don’t publish them — so treat them as a strong hint, not a disclosure.
Subscriptions7
Pennies Monthly SubscriptionMonthly$3.99
Pennies Monthly SubscriptionMonthly$2.99
Pennies Monthly SubscriptionMonthly$1.99
Pennies Annual SubscriptionYearly$39.99
Pennies Annual SubscriptionYearly$29.99
Pennies Annual SubscriptionYearly$49.99
Pennies Annual SubscriptionYearly$19.99
Show 3 more purchases we couldn’t categorise
These are really on sale; we just can’t tell from the name whether they recur.
TipJar - Generous TipTerm not stated$1.99
TipJar - Awesome TipTerm not stated$4.99
TipJar - Superhero TipTerm not stated$9.99
This list is cut off. Apple shows at most 10 in-app purchases, and this app is at the limit — so it very likely sells more than we can see.
Method and limits
What a missing label means
Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.
Limits of this report
- A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
- Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
- Not assessed is a state. It is never a zero and never a pass.
- A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.
Request a correction
Write to [email protected], or use the form. Name the finding, the app version and the evidence that needs correcting. Factual corrections are free and never depend on buying anything.