Appworthy

settled. - money owed, sorted.

track IOUs, receipts, and subs

DAVID JONATHAN PASUMBAL
Download on theApp Store
App Store rating5.0★2 ratings
Price$1.99Listed price
Age4+Store age rating
Size6 MBiPhone download
CategoryFinance
DeveloperDAVID JONATHAN PASUMBAL

What we found

Full report

Too little checked to say Store information only. We haven’t analysed this app or read its reviews yet.

Money

  • $1.99 to download.

Not yet tested.

The store currently lists version 4.0, updated 2026-10-07.

Preview

Screenshot 1Screenshot 2Screenshot 3Screenshot 4Screenshot 5Screenshot 6Screenshot 7Screenshot 8

Store screenshots supplied by the developer.

About this app

NEVER LOSE TRACK OF IOUs

Log what you lent or borrowed in seconds. Single payments or installment plans, with optional interest calculated automatically. See exactly what's outstanding, who's behind, and what's already settled, all in one ledger.

CREDIT CARDS UNDER CONTROL (BETA)

Add your cards and statements close on their own, with the minimum due and interest calculated the way your bank does it. Log purchases, refunds, and installment plans, then pay the statement, the minimum, or a custom amount. Card debt stays

separate from what you owe people. It's in beta, so feedback is welcome.

PAID WITH A CARD? TRACK BOTH

Lent money, covered a receipt, or paid a subscription with your card? Charge it to the card in the same step and both stay accurate.

SPLIT BILLS WITHOUT THE SPREADSHEET

Snap a photo of any receipt and Settled reads the items for you.…

From the developer’s store description.

For developers and the curious

The full report

The evidence, sources, measurements and versions behind every label above.

Findings and evidence

Not yet tested
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.

What reviewers report

No review coverage

No review analysis published for this app.

Measurements

3 measured · 5 not assessed

“Not assessed” means we could not measure it. It is never a zero and never a pass.

From store data and reviews

Developer replies to reviews
Not assessed
Fewer than 50 reviews scanned — too few to state a rate
Price in the store description
The store description doesn’t list prices (most don’t)
Cancelling, in the store description
The store description doesn’t say how to cancel (most don’t)
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
90% or more five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the app package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.

Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know

Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured

Versions and dates analysed

Not yet tested

Not yet tested. No analysis has been run for this app, so there is no version or date to report.

Store update history

Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.

App Store

Version 4.0 · 2026-10-07
Credit cards (beta) - Add your credit cards with their limit, interest rate, statement closing day and payment due date. - Interest is calculated the way your bank does it: monthly on your average daily balance (the default for ₱ cards), or yearly/daily-compounding for US-style cards. - Monthly statements close automatically, with the statement balance, minimum due and due date. - A breakdown of each statement: previous balance, payments, new charges, average daily balance and interest. Charges, installments and payments - Log purchases and refunds, with merchant, note, date and a receipt photo. - Installment plans (0% or with an add-on rate) that bill one part per statement, with early…

Shortened here; the full notes are on the store listing.

Assessment record

Status
Not yet tested
App identifier
settled-apple-6810749273
Sources used
None recorded
Reviews read
None recorded
Package examined
No package scan
Human inspection
Not completed
How we know
Measurement vocabulary
1.4

Store facts

App Store

What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.

App Store

Store rating
5.00 ★ · 2 ratings
Version
4.0
Updated
7 Oct 2026
Price
$1.99
Age rating
4+
Size
6 MB
Open in App Store
Developer
DAVID JONATHAN PASUMBAL
Category
Finance
Listing price
$1.99

No itemized purchase list is available for this listing.

Method and limits

What this report can and cannot show

What a missing label means

Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.

Limits of this report

  • A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
  • Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
  • Not assessed is a state. It is never a zero and never a pass.
  • A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.
Review thresholds Read the methodology For developers

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