“Everything is premium which incurs an additional fee. Spending power changes based on store, not sure this will work for me. *Edit: Can we give less than one star? now this app is just a money grab. they claim to give you credit, but it's…”
Independent automated assessment · 3 signal sources · 609 reviews scanned · analyzed 2026-10-04.
4.6 ★116,066 ratings
5M+Downloads
4+Age rating
—App size
FreeIn-app purchases
About this app
Sezzle makes shopping more flexible and more rewarding. Split your purchases into interest-free³ payments, so you can get what you need now and pay over time with confidence. More than just flexible payments, Sezzle brings together rewards, an opportunity to build credit history⁴, cash advances, and a mobile phone plan - all in one place.
BUY NOW PAY LATER Pay in 5¹: Spread it further with five installments Pay in 4³: Four payments over 6 weeks Pay in 2³: Shorter term, faster payoff Pay in Full: No installments and earn up to 2% Sezzle Spend Monthly Payments⁵: For bigger purchases
PAY LATER ANYWHERE² Use Sezzle to shop in-store or online. Add the Virtual Card⁶ to your Apple Wallet and pay later anywhere Visa® is accepted.
BUILD CREDIT HISTORY⁴ Opt in to Sezzle Up to report your payments to credit bureaus, so every purchase helps build your credit history…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
This analysis describes version 5.3.10 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 5.3.12, updated 2026-10-01.
The app has been updated since this analysis. The findings on this page describe version 5.3.10, not the version now listed on the store.
Release notes for the newer versions, in the developer’s own words:
Version 5.3.12 · 2026-10-01
No release notes were provided for this version.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Says how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Positive evidence 1
Things this app does right, published at the same strengths as the catch list.
Developer says data deletion can be requested
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text
One source only — shown, not confirmed 1
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
Reported by users: Paywall blocks the basics
The core of the app — not extras — sits behind payment, or previously-free function moved behind a paywall.
What we saw: Paywall blocks the basics: raised by 5 distinct reviewers (0.8% of 609 reviews scanned)
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“features hidden behind subscription paywall.”
“this app used to be pretty helpful but then all the sites I used to use this on become locked behind the subscription and I'm not paying for them on top of using (and probably selling) my data for who knows what. I payed everything on…”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 5.3.12.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.