Appworthy

Simple-model Loan Calculator

Payments, interest, schedule

RYUICHIROU SHIMONO
Download on theApp Store
App Store rating5.0★1 rating
PriceFreeIn-app $2.99
Age4+Store age rating
Size1 MBiPhone download
CategoryFinance
DeveloperRYUICHIROU SHIMONO

What we found

Full report

Too little checked to say Store information only. We haven’t analysed this app or read its reviews yet.

Money

  • Free to download · in-app purchases $2.99 (1 listed). The store doesn’t say how often these bill.
  • If you subscribe through the store, cancel in iPhone Settings → your name → Subscriptions. Deleting the app doesn’t cancel a subscription.

Not yet tested.

The store currently lists version 3.3, updated 2026-10-13.

Preview

Screenshot 1Screenshot 2Screenshot 3Screenshot 4Screenshot 5Screenshot 6Screenshot 7Screenshot 8

Store screenshots supplied by the developer.

About this app

Enter the loan amount, interest rate, and repayment period, and see your monthly payment, total repayment, and the total interest you will pay — all updated as you type. Works for mortgages, auto loans, student loans, and more, with both equal-payment and equal-principal repayment methods.

■ Compare two loans (Premium)

Is the lower rate with a longer term from Bank A better than the shorter term from Bank B? Pick two saved loans, and the app tells you in plain words how they differ in first monthly payment, total interest and payoff date, for example "Bank B's total interest is $12,000.00 less than Bank A's." A side-by-side table of amount, rate, term and totals and a chart of both balances over time let you check the difference.

■ Features

- Supports both equal payment (principal & interest) and equal principal repayment

- Results update as you type.…

From the developer’s store description.

For developers and the curious

The full report

The evidence, sources, measurements and versions behind every label above.

Findings and evidence

Not yet tested
Not yet tested. No analysis has been published for this app. A missing label is not a clean bill of health.

What reviewers report

No review coverage

No review analysis published for this app.

Measurements

3 measured · 5 not assessed

“Not assessed” means we could not measure it. It is never a zero and never a pass.

From store data and reviews

Developer replies to reviews
Not assessed
Fewer than 50 reviews scanned — too few to state a rate
Price in the store description
The store description lists a price and how often it bills
Cancelling, in the store description
The store description doesn’t say how to cancel (most don’t)
Themes reported by reviewers
Not assessed
This app's reviews have not been assessed yet
Five-star share of ratings
90% or more five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the app package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence, not a finding.

Sensitive permissions
Not assessed
No package has been scanned for this app
Analytics or tracking SDKs in the scanned package
Not assessed
No package has been scanned for this app
Advertising SDKs in the scanned package
Not assessed
No package has been scanned for this app
How we know

Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured

Versions and dates analysed

Not yet tested

Not yet tested. No analysis has been run for this app, so there is no version or date to report.

Store update history

Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.

App Store

Version 3.3 · 2026-10-13
Starting with version 3.3, the app is free to download. ■ Free features Calculating your payments from the loan amount, interest rate and term, the amortization schedule, saving to your history, and all the other basic features are free. ■ Premium (one-time purchase) Comparing two loans, schedule charts, and CSV export are now Premium features, unlocked with a one-time purchase. It is not a subscription. You can open the purchase screen by tapping one of these features, or from "LoanCalc Premium" on the About this app screen. ■ If you already use the app If you got this app before it became free, you can keep using every feature at no extra cost. If Premium isn't available, tap Restore…

Shortened here; the full notes are on the store listing.

Assessment record

Status
Not yet tested
App identifier
simple-model-loan-calculator
Sources used
None recorded
Reviews read
None recorded
Package examined
No package scan
Human inspection
Not completed
How we know
Measurement vocabulary
1.4

Store facts

App Store

What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.

App Store

Store rating
5.00 ★ · 1 ratings
Version
3.3
Updated
13 Oct 2026
Price
Free · In-app purchases
Age rating
4+
Size
1 MB
Open in App Store
Developer
RYUICHIROU SHIMONO
Category
Finance
Listing price
Free · In-app purchases

Purchases the store lists

 What this app sells

From the store listing. Billing terms are read from each purchase’s name — the stores don’t publish them — so treat them as a strong hint, not a disclosure.

Show 1 more purchase we couldn’t categorise

These are really on sale; we just can’t tell from the name whether they recur.

LoanCalc PremiumTerm not stated$2.99

Method and limits

What this report can and cannot show

What a missing label means

Not yet tested. No analysis has been published for this app, so there is no method to describe for it yet. A missing label is not a clean bill of health: it means nothing has been read, not that nothing is wrong.

Limits of this report

  • A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
  • Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
  • Not assessed is a state. It is never a zero and never a pass.
  • A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A human review gives an app hands-on, recorded measurements. None has been run for this app. Hands-on inspections are not yet open.
Review thresholds Read the methodology For developers

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