Tilt: Cash Advance & Credit

Tilt is a better way to access money, helping you get cash and credit by look…

Tilt Finance
Google Play rating4.6★305.1K ratings
PriceFreeListed price
Age4+Store age rating
CategoryFinance
DeveloperTilt Finance

What we found

Full report

Some warnings 29 users report unexpected charges; 5 things we found but could not confirm. Nothing confirmed. Checked: 2,005 reviews, the Android app’s code, the store listing and the privacy label.

Money

Positives

From our automated analysis, 21 Oct 2026. Every label links to its evidence in the full report below.

This analysis describes version 7.61.0.844 of the app (the version number recorded inside the package we inspected), analyzed 2026-10-21 .

The store currently lists version 7.74.0.861, updated 2026-10-15.

Preview

Screenshot 1Screenshot 2Screenshot 3Screenshot 4Screenshot 5Screenshot 6

Store screenshots supplied by the developer.

About this app

Tilt is a better way to access money, helping you get cash and credit by looking at real-time income and spending, not just credit scores, to see your potential. Because you’re good for it.

Find your starting place: Tilt Credit Cards, Cash Advance, and Line of Credit are designed to recognize your readiness for cash or credit right now, with higher limits and better offers as you progress.

5M+ Customers served

4.9 Stars | Excellent rating on TrustPilot

SPENDING POWER THAT GROWS WITH YOU

Tilt Credit Cards, issued by WebBank

Pre-qualify with no impact to your credit score and no credit history required

Ready to use the instant you’re approved~

Apply for a Tilt Credit Card on tilt.com

GET UP TO $500 RIGHT NOW

Tilt Cash Advance

$10–$500 instantly*

Instant delivery is optional. Fees may apply.

No interest or late fees

No credit check…

From the developer’s store description.

For developers and the curious

The full report

The evidence, sources, measurements and versions behind every label above.

Findings and evidence

3 published · 6 shown, not confirmed

Positives 3

Specific evidence of a useful property, within the stated scope.

States a price, or offers a one-time purchase

Measured

Offers a one-time or lifetime purchase: "Resubmit your reduced one-time payment to keep access to Cash Advance and future offers."

Sources
The app's own on-screen text
Agreement
A measured fact from one deterministic, checkable source.
Where measured
Found in the Android app’s package
Definition

The app's own text offers a one-time or lifetime purchase, or reviewers report that the price is stated clearly.

How we know

Package artefact

sha256:f8ca841b5475186a0752e152f697490cb5ddb2d84bb19c3d9b4e1aca0758cf37

Developer says data deletion can be requested

Measured

The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text

Sources
The store listing
Agreement
A measured fact from one deterministic, checkable source.
Where measured
From the Google Play listing
Definition

The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.

Open evidence

No advertising SDKs

Measured

No advertising or mediation SDK among the 12 SDKs detected in the package

Sources
SDKs in the app package
Agreement
A measured fact from one deterministic, checkable source.
Where measured
Found in the Android app’s package
Definition

No advertising or mediation SDK of any kind was found in the package.

How we know

Package artefact

sha256:f8ca841b5475186a0752e152f697490cb5ddb2d84bb19c3d9b4e1aca0758cf37

One source only — shown, not confirmed 6

Open observations that have not cleared the evidence bar.

A plan is pre-picked as 'recommended'

One source only

Purchase screen steers the choice: "Most popular"

Sources
The app's own on-screen text
Agreement
Only one kind of source so far. Shown, not counted.
Where measured
Found in the Android app’s package

This observation has not cleared the required evidence standard.

Definition

The purchase screen arrives with one plan already framed as the recommended or most popular choice, so the default is the app's preference rather than the user's. We do not compare the plans' prices, and only the app's own text evidences this, so it is shown, but never counted as a charge.

How we know

Package artefact

sha256:f8ca841b5475186a0752e152f697490cb5ddb2d84bb19c3d9b4e1aca0758cf37

Tracking and data collection concerns

One source only

Ships session-recording SDK (FullStory) that can replay on-screen activity

Sources
SDKs in the app package
Agreement
Only one kind of source so far. Shown, not counted.
Where measured
Found in the Android app’s package

This observation has not cleared the required evidence standard.

Definition

The app ships session-recording or a wide tracking stack, holds permissions that read personal data, or is reported by users to sell, leak or over-collect it. The evidence line says which of those was observed.

How we know

Package artefact

sha256:f8ca841b5475186a0752e152f697490cb5ddb2d84bb19c3d9b4e1aca0758cf37

Hard to cancel

One source only

Cancellation copy routes the user away from a direct control: "Cancel from the Billing section in the app or email us at [email protected] ."

Sources
The app's own on-screen text
Agreement
Only one kind of source so far. Shown, not counted.
Where measured
Found in the Android app’s package

This observation has not cleared the required evidence standard.

Definition

Cancelling the subscription is blocked, hidden, multi-step, or simply does not take effect.

How we know

Package artefact

sha256:f8ca841b5475186a0752e152f697490cb5ddb2d84bb19c3d9b4e1aca0758cf37

Reports of unexpected charges

One source only

Surprise charges: raised by 29 distinct reviewers (about 1 in 69 reviews we read)

Sources
User reviews
Agreement
Only one kind of source so far. Shown, not counted.
Where measured
From Google Play reviews

This observation has not cleared the required evidence standard.

Definition

A large number of reviewers report being charged when they did not expect it — including being charged after cancelling during a free trial, or when a trial turned into a paid plan without warning. We cannot see anyone's billing, so this is published as an attributed user report: what reviewers say, and how many of them said it.

Open evidence
How we know
Share and sample
1.4% of the 2,005 reviews read.

Trial terms not stated in the app's own text

One source only

Offers a free trial ("The 14-day free trial is not available if you cancel and re-subscribe") with no renewal price, renewal date or auto-renew notice anywhere in the app's own text

Sources
The app's own on-screen text
Agreement
Only one kind of source so far. Shown, not counted.
Where measured
Found in the Android app’s package

This observation has not cleared the required evidence standard.

Definition

The app's own screens offer a free trial without stating, beside it, what happens when the trial ends. Read this as context rather than as a charge: renewal terms are normally shown on the store's purchase sheet instead, which we cannot see, and we can only observe one kind of evidence for this — so it is shown, but never counted as a charge.

How we know

Package artefact

sha256:f8ca841b5475186a0752e152f697490cb5ddb2d84bb19c3d9b4e1aca0758cf37

Countdown-timer purchase pressure

One source only

Deadline pressure in the app's own copy: "Limited time offer"

Sources
The app's own on-screen text
Agreement
Only one kind of source so far. Shown, not counted.
Where measured
Found in the Android app’s package

This observation has not cleared the required evidence standard.

Definition

The app's own purchase copy attaches a deadline to buying — a countdown, 'offer ends in', 'limited time' — or ships a countdown view on a purchase-screen layout.

How we know

Package artefact

sha256:f8ca841b5475186a0752e152f697490cb5ddb2d84bb19c3d9b4e1aca0758cf37

Nothing was published as a thing to watch for in this assessment. That is not a finding that nothing is wrong with the app.

What reviewers report

2,005 reviews read · 1 review-based observation

2,005 reviews read for this analysis. Each observation keeps the sample and store it was based on.

Reports of unexpected charges

Shown, not confirmed

it actually works but the hidden fees are ridiculous they charged me $43 for uncollected money but they took the money I owed out before they took that $43 out now my account is NEGATIVE. Also it doesn't tell you that you can't have a…

1★ · Google Play · 2026-10-21

I actually do not have this app or even know exactly what it is??? However I have been billed for it ($15) per month for over a year now. I have reached out to Customer Service Support NUMEROUS TIMES with empty promises. I have received…

1★ · Google Play · 2026-10-19

A sampled review illustrates one person’s experience. It does not establish a finding on its own.

Measurements

8 measured · 0 not assessed

“Not assessed” means we could not measure it. It is never a zero and never a pass.

From store data and reviews

Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
The store description lists a price and how often it bills
Cancelling, in the store description
The store description says how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the app package we scanned

Android package 7.61.0.844, scanned 21 Oct 2026. These describe that package, not the current store version.

Sensitive permissions
6 or more requested
Counted against a fixed list of eighteen sensitive Android permissions: sixteen runtime permissions, among them location, camera, microphone, contacts and SMS, and two the user must switch on in system settings, drawing over other apps and usage access. Requesting one is not itself a finding.
Analytics or tracking SDKs in the scanned package
3 or more found
Advertising SDKs in the scanned package
None found
Counted as distinct SDKs in the package we scanned. One mediation bundle can contribute several, so this is not a count of advertisers.
How we know

Supporting measurements: not a complete list of possible harms or positives. Measurement vocabulary 1.4 · how these are measured

Versions and dates analysed

Assessed 21 Oct 2026

This analysis describes version 7.61.0.844 of the app (the version number recorded inside the package we inspected), analyzed 2026-10-21 .

The store currently lists version 7.74.0.861, updated 2026-10-15.

Store update history

Each store’s release notes, as the developer wrote them. They are the developer’s words, not ours.

Google Play

Version 7.74.0.861 · 2026-10-15

No release notes were provided for this version.

Version 7.72.0.859 · 2026-10-06

No release notes were provided for this version.

Version 7.71.0.858 · 2026-10-01

No release notes were provided for this version.

Assessment record

Status
Automated analysis
App identifier
tilt-google-finance-empower
Assessment date
21 Oct 2026
Sources used
6 independent signals: user reviews, SDKs in the app package, the app's own on-screen text, the app manifest, the store listing and the store privacy disclosure
Reviews read
2,005
Package examined
Android · 7.61.0.844 · scanned 21 Oct 2026
Human inspection
Not completed

Assessed 2026-10-21 from 2,005 user reviews, the app's package, the store listing and its privacy label.

How we know
Measurement vocabulary
1.4

How this page was produced

Analyzed 2026-10-21 Version analyzed: 7.61.0.8446 independent signals2,005 reviews scannedConfidence: HighNot human-reviewedVocabulary v1.13Methodology v1.3
Signals run: user reviews, SDKs in the app package, the app's own on-screen text, the app manifest, the store listing and the store privacy disclosure.

Store facts

Google Play

What the stores publish. Store ratings are the stores’ numbers, not Appworthy’s, and are never averaged across stores.

Google Play

Store rating
4.57 ★ · 305,122 ratings
Version
7.74.0.861
Updated
15 Oct 2026
Price
Free
Age rating
4+
Size
Not supplied
Open in Google Play
Developer
Tilt Finance
Category
Finance
Listing price
Free

No itemized purchase list is available for this listing.

Method and limits

What this report can and cannot show

How the automated analysis works

This assessment is produced automatically. Six independent signals are read — user reviews, SDKs in the app package, the app's own on-screen text, the app manifest, the store listing and the store privacy disclosure — and each candidate finding is filed under the sources that support it.

No charge stands on one kind of evidence — with one published exception. A finding is either a measured fact that anyone can reproduce (an ad SDK is in the package; every subscription bills weekly; the privacy label omits a tracker we can see), or it is an interpretation — and an interpretation needs independent sources to agree before it reaches the catch list. The exception is a harm only users can see: a charge may publish from reviews alone, as “Reported by N users”, once enough reviewers raise it to clear that charge’s own published bar. That agreement rule is what replaced the human reviewer, not a model’s confidence.

There is no overall score, on purpose. A 0–99 number was published here until 2026-09-15. It was withdrawn because it discriminated too weakly to be the instrument — 44.7% of every pair of apps tied — and because a single number is a verdict where a count is an observation. What publishes instead is a row of measurements, each of which says what was counted and, where we could not look, says that instead.

Findings under One source only are real reports we do not stand behind as findings. They are shown because withholding them entirely would hide a genuine complaint, and labelled because publishing them as charges would be an accusation off a single source.

Limits of this report

  • A package scan is static. It identifies code and text in one Android build. It does not measure a live ad session, test a deletion request, or count the steps needed to cancel.
  • Reviews keep their sample. A review-only charge shows distinct reviewers, the share and the sample size, and is published only once it clears that label’s published threshold. Calibration labels are machine-drafted and not yet confirmed by a person.
  • Not assessed is a state. It is never a zero and never a pass.
  • A missing label is not a clean bill of health. It means the evidence did not support one, not that the app is problem-free.
Not yet human-reviewed. A hands-on test can confirm or contradict a finding and adds its own measurements; it does not change a measurement row. Hands-on inspections are not yet open.

Request a correction

[email protected]

Write to [email protected], or use the form. Name the finding, the app version and the evidence that needs correcting. Factual corrections are free and never depend on buying anything.