“hard to cancel and does not tell you they charge 8.99 off the bat charged every 4 weeks and then to cancel they have to "open a ticket" and it'll take 1 business day to respond instead of just canceling out. even if you do respond don't…”
Independent automated assessment · 3 signal sources · 1,561 reviews scanned · analyzed 2026-10-06.
4.7 ★464,698 ratings
1M+Downloads
4+Age rating
163 MBApp size
FreeIn-app purchases
About this app
Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history.
EASY AND ACCESSIBLE 4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.
GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.
SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.
BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment.…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
App Store
This analysis describes version 6.2.5 of the app, analyzed 2026-10-06 . The app may have changed since.
The store currently lists version 6.2.5, updated 2026-09-29.
Google Play
This analysis describes version 6.2.7 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 6.2.7, updated 2026-10-01.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Positive evidence 1
Things this app does right, published at the same strengths as the catch list.
Developer says data deletion can be requested
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text
One source only — shown, not confirmed 1
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
Reported by users: Hard to cancel
Cancelling the subscription is blocked, hidden, multi-step, or simply does not take effect.
What we saw: Hard to cancel: raised by 11 distinct reviewers (1.4% of 762 reviews scanned)
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“They charge you $9 per month to take money out of your own bank account. Sporadic, rapid fire auto pay keeps your bank account missing. They also make it hard to cancel. IT SHOULD BE CRIMINAL THAT THIS IS MARKETED AS A CREDIT CARD. in…”
“cannot cancel. they just keep taking money”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 6.2.5.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.