“Waste of time. I don't know how this app has a 4.7-star rating because my experience was nothing like the ads. I was denied in less than 60 seconds with no explanation. I have a Navy Federal checking account, a Navy Federal Green card…”
Public review signal · 400 reviews scanned · scope limited to review patterns.
Ava Finance
Ava Finance, Inc.Unlock a better financial future with Ava – an easy and effective way to buil…
4.6 ★17,177 ratings
500K+Downloads
4+Age rating
—App size
FreeIn-app purchases
About this app
Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which may help improve your credit score over time.* A prime (700+) score may be attainable. Join us and make an impact on your credit journey.
Why Ava, you ask?
Quick Results: 74% of members who subscribed to Ava within 7 days saw a credit score increase within the first two weeks of joining.** Among those members, some saw increases of 40+ points within three months.**
Still not convinced? There's more.
Easy Setup: Get started in less than 5 minutes.
Transparent Pricing: Starting at just $5/month for the annual plan, Ava offers a simple, affordable route to better credit history.
With Ava, you can expect: - No hidden fees - 0% interest - Instant account set up with no credit check - 0 deposit/collateral required
Included in our simple pricing are:…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Says how to cancel
Themes reported by reviewers
No theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Misleading advertising8 reviews · user report
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“All the other ratings leave out the part that you have to pay a membership to use the tradelines, so this app is no better than a secured credit card..false advertising 😒”
“it says 100 percent approval but I got denied, false advertisement”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 5.1.7200.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.