Independent automated assessment · 6 signal sources · 1,558 reviews scanned · analyzed 2026-10-05.
4.8 ★6,226,438 ratings
50M+Downloads
4+Age rating
553 MBApp size
FreeIn-app purchases
About this app
Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.
Manage Accounts •View account balances and review activity •Activate or replace credit/debit cards •Set alerts for important account info •Manage all accounts, including checking, savings, credit cards, loans and investment accounts
Transfer Money and Pay Bills •Securely send and receive money with Zelle® in our app using a US mobile number or email address¹ •Transfer funds between your Bank of America and linked Merrill accounts •Pay bills
Check Deposit •Take photos of checks to deposit them to your checking or savings account •Get immediate confirmation that your check is processing²
Erica, Your Virtual Financial Assistant³ •Ask Erica to find transactions, pay bills and more •Get valuable alerts, and helpful insights…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
App Store
This analysis describes version 26.09.02 of the app, analyzed 2026-10-05 . The app may have changed since.
The store currently lists version 26.09.02, updated 2026-09-08.
Google Play
This analysis describes version 25.10.04 of the app (the version number recorded inside the package we inspected), analyzed 2026-10-05 . The app may have changed since.
The store currently lists version 26.09.0, updated 2026-08-31.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
States no price and billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
No theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
From the package we downloaded and read — version 25.10.04, scanned 2026-09-24.
Permissions Android classifies as dangerous
6 or more requested
Counted against the eighteen permissions listed in collect-package.ts. A dangerous permission is one Android asks the user to grant; requesting one is not itself a finding.
Analytics or tracking SDKs in the scanned package
1–2 found
Advertising SDKs in the scanned package
None found
Counted as distinct SDKs in the package we scanned. One mediation bundle can contribute several, so this is not a count of advertisers.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Positive evidence 2
Things this app does right, published at the same strengths as the catch list.
No advertising SDKs
No advertising or mediation SDK of any kind was found in the package.
What we saw: No advertising or mediation SDK among the 1 SDK detected in the package
Developer says data deletion can be requested
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text
One source only — shown, not confirmed 1
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
In the app's own text: Countdown-timer purchase pressure
The app's own purchase copy attaches a deadline to buying — a countdown, 'offer ends in', 'limited time' — or ships a countdown view on a purchase-screen layout.
What we saw: Deadline pressure in the app's own copy: "Hurry, time is running out!"
Assessment & version history
App changes and Appworthy events in one timeline.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.