“I didn't even get started with this app but yet I'm getting notication from my privacy monitor that my information is on the dark web via this app. I hope this never happens to anyone else but I do not believe this is a trusted app but…”
Independent automated assessment · 3 signal sources · 930 reviews scanned · analyzed 2026-10-04.
4.7 ★84,960 ratings
1M+Downloads
4+Age rating
146 MBApp size
FreeIn-app purchases
About this app
Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Betterment gives you the tools, automation, and expert-built portfolios to grow wealth with confidence.
Join 1M+ investors who trust us with over $70B in investments. Start today with as little as $10 and build your financial future with confidence. Betterment is a trusted money management platform that uses automated technology to make investing and saving smart and easy.
INVEST & SAVE WITH CONFIDENCE - Start investing and saving with no minimum balance - Track your cash, savings, and investments in one app - Manage financial goals for short and long-term growth…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
App Store
This analysis describes version 9.57.0 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 9.58.1, updated 2026-09-30.
The app has been updated since this analysis. The findings on this page describe version 9.57.0, not the version now listed on the store.
Release notes for the newer versions, in the developer’s own words:
Version 9.58.1 · 2026-09-30
We’ve fixed a bug that prevented some customers from editing the balances of their manually linked accounts in the app.
Google Play
This analysis describes version 9.58.1 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 9.58.1, updated 2026-09-30.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Positive evidence 1
Things this app does right, published at the same strengths as the catch list.
Developer says data deletion can be requested
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text
One source only — shown, not confirmed 1
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
Reported by users: Tracking and data collection concerns
The app ships session-recording or a wide tracking stack, holds permissions that read personal data, or is reported by users to sell, leak or over-collect it. The evidence line says which of those was observed.
What we saw: Data & privacy concerns: raised by 8 distinct reviewers (2.0% of 409 reviews scanned)
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“I got notification of a data breach from my credit cards and Norton. I received NO NOTICE from Betterment about it. My email, number and name was stolen. Betterment should've told it's customers and they didn't. I won't bank here any…”
“I was a former customer of this service. I closed the account YEARS AGO. So, they apparently DO NOT delete any old data, because I was just informed by my email provider of the data breach situation. In spite of what they respond on here…”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 9.58.1.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.