Real store listing. Store data comes from public listings; the assessment type and evidence coverage are labeled on this page.
DiscoverBrowse CategoriesHow it worksMethodologyFor developers
Independent automated assessment · 3 signal sources · 907 reviews scanned · analyzed 2026-10-05.

Credit Sesame: Grow Your Score

Credit Sesame, Inc.

Manage, Track & Build Credit

4.8 ★631,759 ratings
5M+Downloads
4+Age rating
226 MBApp size
FreeIn-app purchases

About this app

Credit Sesame is an all-in-one credit score management app designed to improve your credit score and financial health. Our platform empowers you to access, understand, and build your credit, managing its growth and protection.

We analyze your credit profile to find the best offers for credit cards and products that match your needs, making it easier to reach financial goals.

From understanding your credit score to finding credit card options, our app provides tools for smarter financial decisions. Whether your goal is to improve your credit score, repair credit, or secure your dream home, Credit Sesame is your trusted partner.

Join millions who rely on Credit Sesame to manage, protect, and grow their credit scores daily.

Be wise and start improving your credit score and fiscal wellness today with features like:

▶ Check your Credit Score for Free…

Preview

Real screenshots from the store listing.

8 screenshots
Credit Sesame: Grow Your Score screenshot 1
Credit Sesame: Grow Your Score screenshot 2
Credit Sesame: Grow Your Score screenshot 3
Credit Sesame: Grow Your Score screenshot 4
Credit Sesame: Grow Your Score screenshot 5
Credit Sesame: Grow Your Score screenshot 6
Credit Sesame: Grow Your Score screenshot 7
Credit Sesame: Grow Your Score screenshot 8

Independent evidence report

Evidence and review signals

This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.

Automated analysis in progress

Which version this describes

When we ran this analysis, and what the store lists now.

App Store

This analysis describes version 7.31 of the app, analyzed 2026-10-05 . The app may have changed since.

The store currently lists version 7.32, updated 2026-09-30.

The app has been updated since this analysis. The findings on this page describe version 7.31, not the version now listed on the store.

Release notes for the newer versions, in the developer’s own words:

Version 7.32 · 2026-09-30
We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!

Google Play

This analysis describes version 7.31 of the app, analyzed 2026-10-04 . The app may have changed since.

The store currently lists version 7.32, updated 2026-09-29.

The app has been updated since this analysis. The findings on this page describe version 7.31, not the version now listed on the store.

Release notes for the newer versions, in the developer’s own words:

Version 7.32 · 2026-09-29

No release notes were provided for this version.

What we measured

Each line is a measurement published as a measurement, never a verdict.

How these are measured

Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.

Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.

Graded bands · predicate set 1.4 · how these are measured

What the analysis found

App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.

Methodology

Positive evidence 1

Things this app does right, published at the same strengths as the catch list.

Developer says data deletion can be requested
Measuredfrom the store listingview evidence
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text

One source only — shown, not confirmed 2

A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.

Reported by users: Hard to cancel
One source onlyShown, not confirmed — the only source is user reviews.view evidence
Cancelling the subscription is blocked, hidden, multi-step, or simply does not take effect.
What we saw: Hard to cancel: raised by 5 distinct reviewers (1.0% of 501 reviews scanned)
From the store listing: Usable without an account
One source onlyShown, not confirmed — the only source is the store privacy disclosure.view evidence
The app's own screens offer a way past sign-up — guest access, skipping, or browsing before registering — rather than gating the product behind an account. The store's privacy disclosure is checked alongside it: that disclosure is self-reported, so it corroborates this credit rather than establishing it.
What we saw: The store privacy disclosure (3 entries) links no contact details or identifiers to the user — consistent with an app that does not require an account. Self-reported by the developer.

Highlighted reviews

Representative public review excerpts shown as user reports, not Appworthy audit evidence.

Hard to cancel
“Cant terminate free subscription — I have tried for an hour & cannot cancel this account? Every button works to navigate entire site but when I hit Terminate it just buffers forever.”
1★ · App Store · 2024-09-16
Hard to cancel
“This is a scam! — I tried several times and I’m still unable to cancel my subscription.”
1★ · App Store · 2024-08-04
Hard to cancel
“Don’t use if you might need to cancel membership. — Totally impossible to cancel. I would not recommend this app.”
1★ · App Store · 2024-06-03

Assessment & version history

App changes and Appworthy events in one timeline.

Store listing updated to version 7.32.

What this app sells

Useful store-disclosed pricing, kept below the app listing.

Business modelFree

Prices and terms as disclosed by the store listing.