“scammers scammers scammers just signed up my friend and I was supposed to get 100 and so was my friend but in the fine print we both had to have 200 dollar direct deposit. in the lead up it just says they have to have a 200 direct…”
Independent automated assessment · 3 signal sources · 1,095 reviews scanned · analyzed 2026-10-06.
4.6 ★376,307 ratings
5M+Downloads
12+Age rating
154 MBApp size
FreeIn-app purchases
About this app
Power up your paycheck when you switch to Current. Get paid faster, save smarter, and build credit with ease—all in one app. Join over 6 million members already banking with Current today.
With Current you can:
— Advance up to $750⁶: Access more of your paycheck if you qualify.
— Overdraft fee-free⁵: Breeze from payday to payday without hidden fees.
— Get paid up to 2 days early²: Receive your direct deposit as soon as your employer sends it.
— Build credit while you bank.
— Earn 1% cash back on eligible categories with your Build Card⁴.
— Enjoy 24/7 member support.
— Access 40,000+ fee-free ATMs nationwide¹.
— Add cash in-store at locations like CVS, Walgreens, and McDonald’s.
— Earn up to a 4.00% bonus on savings³ and save automatically with Round-Ups.
See current.com/docs for full terms and conditions and current.com/legal_disclaimers for more info.…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
App Store
This analysis describes version 8.18.0 of the app, analyzed 2026-10-06 . The app may have changed since.
The store currently lists version 8.18.0, updated 2026-09-28.
Google Play
This analysis describes version 8.18.0 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 8.18.0, updated 2026-09-23.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Positive evidence 1
Things this app does right, published at the same strengths as the catch list.
Developer says data deletion can be requested
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text
One source only — shown, not confirmed 1
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
Reported by users: Reports that the ads misrepresent the app
Reviewers repeatedly report that the app is not what its advertising showed. We never see the ad creative itself, so nothing we collect can corroborate or refute this — it is published as an attributed user report: what reviewers say, and how many of them said it.
What we saw: Misleading advertising: raised by 6 distinct reviewers (1.1% of 551 reviews scanned)
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“they advertise up to 200 Overdraft but out of 100's of people I asked in my pre p aid group they only have $75. false advertising. Class acti0n lawsuit?”
“bait and switch”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 8.18.0.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.