Independent automated assessment · 3 signal sources · 50 reviews scanned · analyzed 2026-10-06.
4.8 ★460,448 ratings
—Downloads
4+Age rating
229 MBApp size
FreeIn-app purchases
About this app
EarnIn is the original same-day pay app^ — with overdraft help, credit monitoring, saving, and more.
GET UP TO $150 PER DAY* Access up to $150/day, with a max of $1,000 per pay period. Get your money in your bank in minutes for a small fee, or in 1-3 business days at no cost.
NO MANDATORY FEES No interest, no credit check, no membership fees, nada.* Choose to pay a tip — only if you want.¹
ACCESS YOUR OWN CASH Tap into money you’ve already earned to pay bills in advance, keep your budget on track, and more. Why borrow money, take out a payday loan, or use a cash advance?^
GET PAID EARLY With Early Pay, you can get your paycheck up to 2 days early. Just $2.99 per expedited transfer to your primary bank.‡
HELP AVOID OVERDRAFTS With Balance Shield, you can get alerts & custom transfers from your own pay to help protect your bank balance.**…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
This analysis describes version 16.64 of the app, analyzed 2026-10-06 . The app may have changed since.
The store currently lists version 16.64, updated 2026-10-05.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
No theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
90% or more five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
This assessment published no findings. That is a statement about what the evidence we had could show, not a clearance of the app.
Assessment & version history
App changes and Appworthy events in one timeline.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.