“what a total waste of time and energy!!! This app is nothing close to user friendly. Every 10 minutes pop-up ads claiming I'd been pre-approved for a loan, which was untrue. l”
Independent automated assessment · 3 signal sources · 116 reviews scanned · analyzed 2026-10-04.
Loan Calc Hub
AppDsgnurLoan Calc Hub provides a straightforward way to calculate loan repayments and…
3.4 ★1,462 ratings
1M+Downloads
4+Age rating
—App size
FreeIn-app purchases
About this app
Loan Calc Hub provides a straightforward way to calculate loan repayments and estimate savings growth.
💰 Loan Calculation Tools - Loan Estimation: Calculate monthly payment amounts for loans based on the interest rates and terms you enter.
- Mortgage Calculator: Estimate total repayments and interest for housing loans. Calculation result will includes a breakdown of principal and interest components.
- Auto Loan Calculator: Estimate monthly car loan payments.
- Comparison Tool: Compare different loan calculation results.
- History: You can save all your calculation records in Loan Calc Hub for easy reference and future access.
⚖️ Deposit & Savings Simulation - Fixed Deposit Calculator: Estimate the maturity value of lump-sum investments over time.
- Recurring Savings Calculator: Calculate the potential final balance of consistent savings plans.…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
This analysis describes version 1.2.0.0 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 1.2.0.0, updated 2026-08-21.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States no price and billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
Under 65% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Positive evidence 1
Things this app does right, published at the same strengths as the catch list.
Developer says data deletion can be requested
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text
One source only — shown, not confirmed 1
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
Reported by users: Aggressive ad load
Advertising volume or placement that interrupts normal use: ads between every action, unskippable or forced full-screen ads.
What we saw: Aggressive ad load: raised by 9 distinct reviewers (7.8% of 116 reviews scanned)
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“This app is full of ads and trying to get you to download a bunch of other apps that are probably a scam too. I go no where in app that will drown you in ads. Its worthless, its a lie. and waste of my time. I bet none of the positive…”
“this app is full of advert they didn't givee. any loan after putting my BVN don't download it useless app”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 1.2.0.0.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.