“Duplicate Transaction Debacle — I switched to Monarch after Mint dropped out and have been happy since. There have been issues but nothing like what has happened over the past month. One of my major credit card spending accounts has…”
Independent automated assessment · 3 signal sources · 550 reviews scanned · analyzed 2026-10-05.
4.9 ★137,501 ratings
500K+Downloads
4+Age rating
101 MBApp size
Free · In-app purchasesIn-app purchases
About this app
Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together.
Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.”
Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses.…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
This analysis describes version 2.0.118 of the app, analyzed 2026-10-05 . The app may have changed since.
The store currently lists version 2.0.118, updated 2026-09-30.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States no price and billing period
Cancelling, in the store description
Says how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
90% or more five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
One source only — shown, not confirmed 1
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
Reported by users: Tracking and data collection concerns
The app ships session-recording or a wide tracking stack, holds permissions that read personal data, or is reported by users to sell, leak or over-collect it. The evidence line says which of those was observed.
What we saw: Data & privacy concerns: raised by 5 distinct reviewers (0.9% of 550 reviews scanned)
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“Junk - Nothing to See Here — Sadly just another app that does Not preserve your financial privacy. The only priority of this app is to collect your personal financial data to sell to data brokers! Be wise and use products that preserve…”
“Incredibly bad at syncing — This app is terrible at syncing accounts and even worse at support. Even after many months they are somehow incapable of interacting with the third-party financial data providers in a way that resolves issues…”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 2.0.118.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Items shown4
Lowest$14.99
Highest$199.99
Monthly Subscription$14.99
Yearly Subscription$99.99
Yearly Plus Subscription$199.99
Monarch Subscription$99.99
Google Play does not publish per-purchase prices.