“can't cancel membership so they keep taking and taking your money every week 45 bucks you can't stop it unless you cancel your bank card and your account zero customer service trying for weeks”
Independent automated assessment · 3 signal sources · 725 reviews scanned · analyzed 2026-10-06.
4.6 ★548,829 ratings
5M+Downloads
17+Age rating
274 MBApp size
FreeIn-app purchases
About this app
Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances, & cashback rewards for extra money when you need it.
BANKING WITH MONEYLION SPEND - GET PAID EARLY (UP TO 2 DAYS)² Fast forward to payday with MoneyLion Spend direct deposit. Open a MoneyLion Spend banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits.
CASHBACK & REWARDS- MONEYLION WOW⁷ Get your cash back and even earn rewards on big financial decisions or everyday spending. Access exclusive benefits like cell phone insurance, travel protection, and more.
CASH ADVANCES UP TO $500¹ Access up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no mandatory fees, & no credit check.…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
App Store
This analysis describes version 7.161.0 of the app, analyzed 2026-10-06 . The app may have changed since.
The store currently lists version 7.161.0, updated 2026-10-05.
Google Play
This analysis describes version 7.160.0 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 7.161.0, updated 2026-10-01.
The app has been updated since this analysis. The findings on this page describe version 7.160.0, not the version now listed on the store.
Release notes for the newer versions, in the developer’s own words:
Version 7.161.0 · 2026-10-01
No release notes were provided for this version.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Positive evidence 1
Things this app does right, published at the same strengths as the catch list.
Developer says data deletion can be requested
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text
One source only — shown, not confirmed 1
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
Reported by users: Hard to cancel
Cancelling the subscription is blocked, hidden, multi-step, or simply does not take effect.
What we saw: Hard to cancel: raised by 6 distinct reviewers (1.0% of 592 reviews scanned)
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“can't cancel the credit builder not until October and it's August. Can't cancel my entire account too..”
“SCAM APP! THEY WILL CHARGE YOU 9.99 TWICE A MONTH!!! I NEVER SIGNED UP FOR THAT! NOW THEY WONT LET ME CANCEL! IM REPORTING TO FTC OR WHOEVER I NEED TO!”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 7.161.0.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.