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Independent automated assessment · 3 signal sources · 447 reviews scanned · analyzed 2026-10-06.

Moniepoint Personal Banking

Moniepoint

Savings account | Send money

4.6 ★31,898 ratings
—Downloads
17+Age rating
280 MBApp size
FreeIn-app purchases

About this app

Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle.

Join millions of Nigerians who trust Moniepoint for their daily financial needs.

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WHY CHOOSE MONIEPOINT?

Seamless, Reliable Money Transfers • Experience instant transfers that never leave you stranded. • Enjoy 99.9% transaction uptime with real-time debit and credit alerts. • Free monthly transfers for eligible young adults (ages 16–24).…

Preview

Real screenshots from the store listing.

8 screenshots
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6
Moniepoint Personal Banking screenshot 7
Moniepoint Personal Banking screenshot 8

Independent evidence report

Evidence and review signals

This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.

Automated analysis in progress

Which version this describes

When we ran this analysis, and what the store lists now.

This analysis describes version 1.76.0 of the app, analyzed 2026-10-06 . The app may have changed since.

The store currently lists version 1.76.0, updated 2026-09-28.

What we measured

Each line is a measurement published as a measurement, never a verdict.

How these are measured

Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.

Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
States no price and billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
No theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.

Graded bands · predicate set 1.4 · how these are measured

What the analysis found

App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.

Methodology

This assessment published no findings. That is a statement about what the evidence we had could show, not a clearance of the app.

Assessment & version history

App changes and Appworthy events in one timeline.

Store listing updated to version 1.76.0.

What this app sells

Useful store-disclosed pricing, kept below the app listing.

Business modelFree

Prices and terms as disclosed by the store listing.