Real store listing. Store data comes from public listings; the assessment type and evidence coverage are labeled on this page.
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Independent automated assessment · 3 signal sources · 348 reviews scanned · analyzed 2026-10-05.

myEquifax

Equifax

Start your credit journey

4.8 ★48,191 ratings
—Downloads
17+Age rating
136 MBApp size
FreeIn-app purchases

About this app

Get your Equifax credit report & credit score* updates at no cost with a free myEquifax™ account. It’s quick and easy to get started for free today and begin your credit journey.

No credit card required to sign up.

• Check your Equifax credit report for daily updates, anywhere you want.

• Checking your credit doesn’t hurt your credit score.

• Get daily one-bureau credit score updates and track your score progress over time.

• Set a score goal and gain valuable insights on your credit journey.

• Optimal Path™ — Opt in to use a free AI-powered tool that analyzes your credit profile and provides a personalized action plan with simple steps you can take to improve your credit over time.

Upgrade to a paid plan to add Credit Monitoring and Identity Protection Features:…

Preview

Real screenshots from the store listing.

8 screenshots
myEquifax screenshot 1
myEquifax screenshot 2
myEquifax screenshot 3
myEquifax screenshot 4
myEquifax screenshot 5
myEquifax screenshot 6
myEquifax screenshot 7
myEquifax screenshot 8

Independent evidence report

Evidence and review signals

This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.

Automated analysis in progress

Which version this describes

When we ran this analysis, and what the store lists now.

This analysis describes version 1.12.0 of the app, analyzed 2026-10-05 . The app may have changed since.

The store currently lists version 1.12.0, updated 2026-08-31.

What we measured

Each line is a measurement published as a measurement, never a verdict.

How these are measured

Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.

Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
States no price and billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
1 theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
90% or more five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.

Graded bands · predicate set 1.4 · how these are measured

What the analysis found

App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.

Methodology

One source only — shown, not confirmed 1

A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.

Reported by users: Tracking and data collection concerns
One source onlyShown, not confirmed — the only source is user reviews.view evidence
The app ships session-recording or a wide tracking stack, holds permissions that read personal data, or is reported by users to sell, leak or over-collect it. The evidence line says which of those was observed.
What we saw: Data & privacy concerns: raised by 5 distinct reviewers (1.4% of 348 reviews scanned)

Highlighted reviews

Representative public review excerpts shown as user reports, not Appworthy audit evidence.

Tracking and data collection concerns
“They sell your information! — I get between 3 and 8 calls a day because of the information they sell. Why would I get a loan from someone who calls me randomly. Because of that reason alone I’m canceling.”
1★ · App Store · 2026-07-15
Tracking and data collection concerns
“Unable to complete tasks… — Ok app, but not as functional as the other bureaus. They’re completely focused on selling their services. For example, the simple task of freezing or unfreezing your credit file must be done via their web site…”
1★ · App Store · 2026-06-11
Tracking and data collection concerns
“Shady — Quit trying to get me to accept your privacy policy!! I’m NOT going to allow you, a credit bureau of all people, to sell my information to ANYONE!!!!”
3★ · App Store · 2026-06-10

Assessment & version history

App changes and Appworthy events in one timeline.

Store listing updated to version 1.12.0.

What this app sells

Useful store-disclosed pricing, kept below the app listing.

Business modelFree

Prices and terms as disclosed by the store listing.