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Independent automated assessment · 6 signal sources · 6,550 reviews scanned · analyzed 2026-10-05.

PayPal - Pay, Send, Save

PayPal, Inc.

Debit card, rewards, pay later

4.6 ★10,034,633 ratings
100M+Downloads
4+Age rating
808 MBApp size
FreeIn-app purchases

About this app

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.​

SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection​

EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD   Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal  No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted.…

Preview

Real screenshots from the store listing.

8 screenshots
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6
PayPal - Pay, Send, Save screenshot 7
PayPal - Pay, Send, Save screenshot 8

Independent evidence report

The evidence behind this assessment

This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.

Automated assessment complete

Which version this describes

When we ran this analysis, and what the store lists now.

App Store

This analysis describes version 10.5.2 of the app, analyzed 2026-10-05 . The app may have changed since.

The store currently lists version 10.5.2, updated 2026-10-02.

Google Play

This analysis describes version 10.14.0 of the app (the version number recorded inside the package we inspected), analyzed 2026-10-05 . The app may have changed since.

The store currently lists version 10.14.0, updated 2026-10-02.

What we measured

Each line is a measurement published as a measurement, never a verdict.

How these are measured

Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.

Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
3 or more themes reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the package we scanned

From the package we downloaded and read — version 10.14.0, scanned 2026-09-25.

Permissions Android classifies as dangerous
6 or more requested
Counted against the eighteen permissions listed in collect-package.ts. A dangerous permission is one Android asks the user to grant; requesting one is not itself a finding.
Analytics or tracking SDKs in the scanned package
3 or more found
Advertising SDKs in the scanned package
None found
Counted as distinct SDKs in the package we scanned. One mediation bundle can contribute several, so this is not a count of advertisers.

Graded bands · predicate set 1.4 · how these are measured

What the analysis found

App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.

Methodology

The catch list 1

Charges we publish at a strength we stand behind: measured from an artefact, agreed by independent sources, or reported by enough users to clear that charge's own published bar.

Reported by users: Reports of unexpected charges
Reported by 48 usersReported by users, not measured — nothing we can inspect could show this either wayview evidence
A large number of reviewers report being charged when they did not expect it — including being charged after cancelling during a free trial, or when a trial turned into a paid plan without warning. We cannot see anyone's billing, so this is published as an attributed user report: what reviewers say, and how many of them said it.
What we saw: Raised by 48 distinct reviewers — 2.7% of the 1,775 reviews scanned on this store leg (App Store).

Positive evidence 1

Things this app does right, published at the same strengths as the catch list.

Developer says data deletion can be requested
Measuredfrom the store listingview evidence
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text

One source only — shown, not confirmed 3

A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.

Reported by users: Aggressive ad load
One source onlyShown, not confirmed — the only source is user reviews.view evidence
Advertising volume or placement that interrupts normal use: ads between every action, unskippable or forced full-screen ads.
What we saw: Aggressive ad load: raised by 15 distinct reviewers (0.8% of 1775 reviews scanned)
Reported by users: Tracking and data collection concerns
One source onlyShown, not confirmed — the only source is user reviews.view evidence
The app ships session-recording or a wide tracking stack, holds permissions that read personal data, or is reported by users to sell, leak or over-collect it. The evidence line says which of those was observed.
What we saw: Data & privacy concerns: raised by 10 distinct reviewers (0.6% of 1775 reviews scanned)
In the app's own text: Countdown-timer purchase pressure
One source onlyShown, not confirmed — the only source is the app's own on-screen text.artefact 71ee479176eb…
The app's own purchase copy attaches a deadline to buying — a countdown, 'offer ends in', 'limited time' — or ships a countdown view on a purchase-screen layout.
What we saw: Deadline pressure in the app's own copy: "Limited time offer"

Highlighted reviews

Representative public review excerpts shown as user reports, not Appworthy audit evidence.

Reports of unexpected charges
“Scam company — They stole my money; I never received what was sent via TaskRabbit delivery. It’s a scam—the worst app for keeping your money safe.”
1★ · App Store · 2026-10-02
Reports of unexpected charges
“they steal your money — they charge a large percentage just for receiving money on their app. Not worth using”
1★ · App Store · 2026-09-29
Reports of unexpected charges
“Trash — This app never works for me. Never has work for me. Don’t do it. You try to send money and it says it’s a scam even though you know it’s a money sending app.”
1★ · App Store · 2026-09-28

Assessment & version history

App changes and Appworthy events in one timeline.

Store listing updated to version 10.5.2.

What this app sells

Useful store-disclosed pricing, kept below the app listing.

Business modelFree

Prices and terms as disclosed by the store listing.