“told $25 to $50 dollars. I agree to $6.99 plan . then it only loans $10 . Hello True Finance your reply to MY review is FALSE. ATTENTION PEOPLE THE Replies THEY PROVIDE HERE ARE FALSE. THEY TAKE YOUR MONEY 💰. THEY TOOK PAYMENT OUT 2X…”
Independent automated assessment · 3 signal sources · 942 reviews scanned · analyzed 2026-10-04.
4.6 ★122,254 ratings
1M+Downloads
4+Age rating
126 MBApp size
FreeIn-app purchases
About this app
Instant Cash Advance Up to $150*, Budget and Earn Money
True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.
SMART BUDGETING TOOL Get a clear, accurate view of your spending with one of the most reliable budgeting tools available. Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes. Simple Dashboard: All spending organized in one place and updated instantly. Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).
CASH ADVANCES Access up to $150 in interest-free cash advances with no credit checks.…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
App Store
This analysis describes version 10.6.0 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 10.6.0, updated 2026-08-20.
Google Play
This analysis describes version 10.6.0 of the app, analyzed 2026-10-04 . The app may have changed since.
The store currently lists version 10.6.0, updated 2026-08-19.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to at least 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Says how to cancel
Themes reported by reviewers
2 themes reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
80–89% five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
Positive evidence 1
Things this app does right, published at the same strengths as the catch list.
Developer says data deletion can be requested
The developer's data-safety disclosure on the store states that users can request deletion of their data, or the app's own text offers a way to delete the account. This restates what the developer declares; it is not a test of whether deletion works. Apple publishes no equivalent disclosure, so on an Apple-only listing only the app's own text can support it.
What we saw: The developer's store data-safety disclosure states that data deletion can be requested; we have not seen a deletion control in the app's own text
One source only — shown, not confirmed 2
A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.
Reported by users: Hard to cancel
Cancelling the subscription is blocked, hidden, multi-step, or simply does not take effect.
What we saw: Hard to cancel: raised by 6 distinct reviewers (1.2% of 490 reviews scanned)
Reported by users: Reports that the ads misrepresent the app
Reviewers repeatedly report that the app is not what its advertising showed. We never see the ad creative itself, so nothing we collect can corroborate or refute this — it is published as an attributed user report: what reviewers say, and how many of them said it.
What we saw: Misleading advertising: raised by 6 distinct reviewers (1.2% of 490 reviews scanned)
Highlighted reviews
Representative public review excerpts shown as user reports, not Appworthy audit evidence.
“if you want to cancel the account they give you the runaround not a good app to use. no stars at all”
“Cannot use app after new update — Cannot use app after new update, Now they’re charging me for a service I cannot cancel. I’m not updating my phone so I’m going to have figure out another way.”
Assessment & version history
App changes and Appworthy events in one timeline.
Store listing updated to version 10.6.0.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.