Independent automated assessment · 3 signal sources · 243 reviews scanned · analyzed 2026-10-05.
4.9 ★45,416 ratings
—Downloads
17+Age rating
98 MBApp size
FreeIn-app purchases
About this app
Upstart makes it simple to borrow the money you need. Get funded in as fast as 24 hours for personal loans¹, and within seconds with Cash Line*.
Check your rate in minutes, with no impact to your credit score². Trusted by 4M+ borrowers³ & rated 4.9 stars⁴. Apply for fixed-rate loans from $200 to $75,000.⁵ Easily apply for personal loans and credit lines.
Lightning Fast Approvals • Most funded borrowers received approvals instantly⁶, no paperwork needed • Funding instantly for Cash Line after approval* • Check if you qualify in minutes
Flexible Loans & Cash Access • Personal loans: $200- $75K⁵ • Debt consolidation: Combine debts into one payment • Cash Line: Access a flexible line of credit for quick cash needs
App Features • NEW: Unlock ongoing funds⁷ vs one-time cash advances with Cash Line for instant cash*.…
Preview
Real screenshots from the store listing.
Independent evidence report
Evidence and review signals
This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.
Which version this describes
When we ran this analysis, and what the store lists now.
This analysis describes version 1.1.16 of the app, analyzed 2026-10-05 . The app may have changed since.
The store currently lists version 1.1.16, updated 2026-09-21.
What we measured
Each line is a measurement published as a measurement, never a verdict.
Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.
Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
States no price and billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
No theme reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
90% or more five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.
In the package we scanned
No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.
Graded bands · predicate set 1.4 · how these are measured
What the analysis found
App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.
This assessment published no findings. That is a statement about what the evidence we had could show, not a clearance of the app.
Assessment & version history
App changes and Appworthy events in one timeline.
What this app sells
Useful store-disclosed pricing, kept below the app listing.
Business modelFree
Prices and terms as disclosed by the store listing.