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Independent automated assessment · 3 signal sources · 2,017 reviews scanned · analyzed 2026-10-06.

Venmo

Venmo

Send Money, Debit card

4.9 ★15,471,810 ratings
—Downloads
12+Age rating
728 MBApp size
FreeIn-app purchases

About this app

Venmo is the fast, safe, social way to pay and get paid. Join over 90+ million people who use the Venmo app today   SEND AND RECEIVE MONEY Pay and get paid for anything from your share of rent to a gift. Add a note to each payment to share and connect with friends

SPLIT A REQUEST AMONG MULTIPLE VENMO FRIENDS You can now send a payment request to multiple Venmo friends at once and customize the amount each person owes   GET REWARDED WITH THE VENMO CREDIT CARD Earn up to 3% cash back on your eligible top spend category¹ —we’ll do the math. Split card purchases with Venmo friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide²

BUY CRYPTO WITH AS LITTLE AS $1 Buy, hold, and sell cryptocurrency right on the Venmo app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly.…

Preview

Real screenshots from the store listing.

8 screenshots
Venmo screenshot 1
Venmo screenshot 2
Venmo screenshot 3
Venmo screenshot 4
Venmo screenshot 5
Venmo screenshot 6
Venmo screenshot 7
Venmo screenshot 8

Independent evidence report

Evidence and review signals

This is where the page changes from an app-store listing into an evidence report: findings, important reviews, pricing and a dated history.

Automated analysis in progress

Which version this describes

When we ran this analysis, and what the store lists now.

This analysis describes version 26.21.0 of the app, analyzed 2026-10-06 . The app may have changed since.

The store currently lists version 26.21.0, updated 2026-09-29.

What we measured

Each line is a measurement published as a measurement, never a verdict.

How these are measured

Each line is a measurement, published as a measurement. Where we have not looked, the line says so rather than reading as a zero.

Developer replies to reviews
Replies to fewer than 1 review in 20
Price in the store description
States a price and a billing period
Cancelling, in the store description
Does not say how to cancel
Themes reported by reviewers
3 or more themes reported
Counted from the reviews we have read for this app. "No theme reported" means no theme reached our reporting threshold — it is not a finding that nothing is wrong with this app, and we do not say it is.
Five-star share of ratings
90% or more five-star
Arithmetic on the stores' own published rating counts. It says nothing about why the ratings fall where they do.

In the package we scanned

No package has been scanned for this app, so nothing is published about what it ships. That is an absence of evidence about the app, not a finding about it.

Graded bands · predicate set 1.4 · how these are measured

What the analysis found

App-specific findings, grouped by what each one rests on. How they are graded lives on its own page.

Methodology

One source only — shown, not confirmed 3

A single kind of evidence. We publish these because withholding them would be the bigger distortion, and we do not treat any of them as a finding we stand behind.

Reported by users: Aggressive ad load
One source onlyShown, not confirmed — the only source is user reviews.view evidence
Advertising volume or placement that interrupts normal use: ads between every action, unskippable or forced full-screen ads.
What we saw: Aggressive ad load: raised by 11 distinct reviewers (0.5% of 2017 reviews scanned)
Reported by users: Reports of unexpected charges
One source onlyShown, not confirmed — the only source is user reviews.view evidence
A large number of reviewers report being charged when they did not expect it — including being charged after cancelling during a free trial, or when a trial turned into a paid plan without warning. We cannot see anyone's billing, so this is published as an attributed user report: what reviewers say, and how many of them said it.
What we saw: Surprise charges: raised by 41 distinct reviewers (2.0% of 2017 reviews scanned)
Reported by users: Hard to cancel
One source onlyShown, not confirmed — the only source is user reviews.view evidence
Cancelling the subscription is blocked, hidden, multi-step, or simply does not take effect.
What we saw: Hard to cancel: raised by 6 distinct reviewers (0.3% of 2017 reviews scanned)

Highlighted reviews

Representative public review excerpts shown as user reports, not Appworthy audit evidence.

Aggressive ad load
“Too many ads — The whole interface was recently updated in 2026 and I hate it. Every tab on the main page has some kind of ad that I have to weed through. I highly recommend getting rid of them entirely. I’m more likely not to use Venmo…”
1★ · App Store · 2026-10-03
Aggressive ad load
“Too many ads for their own products — I like Venmo and its convenience but the constant nagging to get a credit or debit card is getting to be too much. I just opened the app to transfer funds from my wallet to my bank and was interrupted…”
2★ · App Store · 2026-09-25
Aggressive ad load
“New UI Is Atrocious — The new Regulars layout with massive photos anytime you press Pay/Request is annoying and counterintuitive. Just show me a list of contacts/friends sorted by most recent, which is how Venmo has worked for years…”
1★ · App Store · 2026-09-20

Assessment & version history

App changes and Appworthy events in one timeline.

Store listing updated to version 26.21.0.

What this app sells

Useful store-disclosed pricing, kept below the app listing.

Business modelFree

Prices and terms as disclosed by the store listing.